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Get the Best Health Insurance Plan Online in India

Individual

female
male

Family

 

Most Popular Policies of Reliance General Insurance

  • Reliance Private Car Insurance policy
    This comprehensive car insurance plan covers all damages caused to the policyholders' own vehicles as well as damages caused to third party cars.
    Key features of Private Car Insurance policy
    • Free Road side assistance available
    • Only 24 hours TAT for vehicle survey
    • Availability of 8 add-on cover
    • Anywhere Assist App to provide 24X7 roadside assistance
    Buy now
  • Reliance HealthWise Insurance
    This health plan can be availed both as an individual and family floater plan and it offers wide range of protection.
    Key features of HealthWise Insurance Plan
    • Availability of lifelong renewal option
    • Coverage available for pacemakers and various surgical appliances
    • First heart attack is covered
    • Nursing allowance is available for 5 days
    Buy now
  • Reliance Critical Illness Policy
    This policy offers a lump sum amount when policyholders are diagnosed with critical illnesses.
    Key features of Critical Illness Policy
    • Lifelong renewability
    • Coverage available for 10 major critical illness
    • Organ donor's treatment expenses are covered
    • Coverage available for third degree burns
    Buy now
  • Reliance HealthGain Policy
    This health insurance plan can be obtained for individuals and families and the plan comes in two variants; plan A and plan B.
    Key features of HealthGain Policy
    • Lifetime renewal option available
    • Coverage for accidental injuries available in first 30 days
    • Availability of physicians or specialists for consultation
    • Day care and domiciliary treatments are covered
    Buy now

Reliance HealthWise Insurance

Health risk are neither expected nor desired yet are part of life. For intelligent move handling these health issues in a wise manner is only resolution. Wise management involves minimizing your financial expenses, taking proper care and providing required support to yourself as well as any member of family. To fulfil all this together in one, Reliance offers for you a tremendous health insurance policy named as “Reliance Health Wise Insurance”. This policy consists of all required wise coverage options and benefits that are enough to fulfil your desire of effective health policy.

Policy categories

There are three categories of Reliance Health Wise Insurance

  • Standard Reliance Health Wise Insurance
  • Silver Reliance Health Wise Insurance
  • Gold Reliance Health Wise Insurance

Policy eligibility

  • Entry age band for self/spouse standard plan is 18 to 65years
  • Self/spouse Sliver plan Eligibility is 18 to 60years
  • Self/spouse Gold plan Eligibility is 18 to 55years
  • Entry age band for children’s is 3months to 18years for all plans

Policy features

  • Policy provides day care treatment facility for serious illnesses that do not require hospitalization
  • Income Tax benefit as per 80D section of income Tax Department
  • Family floater policy
  • Policy renewal discounts are available exceeding from 5% to 20% as per claim free time
  • Policy offers premium range from 2 lakhs to 5 lakhs
  • There is coverage for donor expenses included in plan
  • Policy offers you three categories of insurance plans that re Standard, Sliver, Gold plans

Policy benefits

Policy benefits are categorized in two categories that are basic benefits as well as value added benefits that are described below as per the coverage in different plans of policy

BENEFITS

COVERAGE

Basic Benefits

Standard

Silver

Gold

Hospitalization Expenses

Benefits for hospital room, nursing, operation theatre, Doctors, blood, oxygen and other appliances expenses are covered by policy

Covered

Covered

Covered

Domiciliary Hospitalization

Policy provides benefits for home care expenses if patient isn’t in condition getting shifted to hospital or due to lack of transportation

Covered

Covered

Covered

Pre-existing Diseases

The pre-existing condition are benefited by policy after 2/4 continuous renewal of policy

After

4th year

After

2nd year

After

2nd year

Pre Hospitalization

This section provides coverage for days of treatment and medical expenses that occurs before time of hospitalization of patient

30 days

60 days

60 days

Post Hospitalization

After the completion of medical treatment if there is requirement of further out of hospital treatment then policy will provide benefit for it

60 days

90 days

90 days

Day Care Treatment

Policy covers day care treatment benefit when 24hours hospitalization isn’t needed in cases like dialysis, radiotherapy, chemotherapy, surgery, kidney stone surgery and other.

Covered

Covered

Covered

Critical Illness

The policy offer benefits for critical illnesses like

Cancer

Coronary artery graft

First heart attack

Multiple sclerosis

Kidney failure

Organ transplantation

Aorta surgery

Paralysis

Stroke

Primary pulmonary hypertension

Not

Covered

Not

Covered

Covered

Donor Expenses

Policy makers provide you benefits for organ donor expenses that are your responsibility in surgery

Not

Covered

Covered

Covered

Health Check-up Expenses

Policy also provides you the cost of health check at every 4th claim free year

Covered

Covered

Covered

Value added Benefits

Standard

Silver

Gold

Nursing Allowances (per day amount)

Not

Covered

Rs. 250/-

Rs. 300/-

Ambulance charges

Rs.500/-

Rs.750/-

Rs.1000/-

Cost of accompanying individual with patient (Per day)

Rs.200/-

RS.250/-

Rs.300/-

Recovery Paybacks

Not

Covered

Not

Covered

Covered