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Most Popular Policies of Reliance General Insurance

  • Reliance Private Car Insurance policy
    This comprehensive car insurance plan covers all damages caused to the policyholders' own vehicles as well as damages caused to third party cars.
    Key features of Private Car Insurance policy
    • Free Road side assistance available
    • Only 24 hours TAT for vehicle survey
    • Availability of 8 add-on cover
    • Anywhere Assist App to provide 24X7 roadside assistance
    Buy now
  • Reliance HealthWise Insurance
    This health plan can be availed both as an individual and family floater plan and it offers wide range of protection.
    Key features of HealthWise Insurance Plan
    • Availability of lifelong renewal option
    • Coverage available for pacemakers and various surgical appliances
    • First heart attack is covered
    • Nursing allowance is available for 5 days
    Buy now
  • Reliance Critical Illness Policy
    This policy offers a lump sum amount when policyholders are diagnosed with critical illnesses.
    Key features of Critical Illness Policy
    • Lifelong renewability
    • Coverage available for 10 major critical illness
    • Organ donor's treatment expenses are covered
    • Coverage available for third degree burns
    Buy now
  • Reliance HealthGain Policy
    This health insurance plan can be obtained for individuals and families and the plan comes in two variants; plan A and plan B.
    Key features of HealthGain Policy
    • Lifetime renewal option available
    • Coverage for accidental injuries available in first 30 days
    • Availability of physicians or specialists for consultation
    • Day care and domiciliary treatments are covered
    Buy now

Reliance HealthGain Policy

The health care policies offered by reliance are meant to provide you with specific benefits in times of your critical health situations in life. There are various plans out of which Reliance health Gain Policy being more specific, beneficial, flexible and supportive policy of Reliance Company. This is a single premium policy working as individual as well as family floater policy.

  1. Policy Plans

The policy plans are categorized on basis of Sum Insured provided under policy conditions

Plan A – For SI of Rs. 3 Lacs/ 6 Lacs/ 9 Lacs under individual or floater policy plan.

Plan B – For SI of Rs. 12 Lacs/ 15 Lacs/ 18 Lacs under individual or floater policy plan.

    1. Policy Eligibility




      Plan – A

      Insured person and other members style=”border: 1px #CCCCCC solid;”should be 5years or above

      Children from 91days to 4years can entry policy only if one of the member is 21years or above


      (No entry age band for SI of Rs. 3 Lacs)

      Plan – B

      Insured person and other members should be 5years or above

      Children from 91days to 4years can entry policy only if one of the member is 21years or above


  1. Policy Features

  • Both the policy plans cover lifetime renewal period
  • In individual as well as floater option maximum members up to 6 can be covered in policy
  • Tax benefit is included as per section 80 D of Income tax department
  • In policy special pleasures are included for girl child and single women
  • Guaranteed claim and policy services
  • Wide range of sum insured in policy coverage
  • Pre existing illnesses covered after 36months of waiting period
  • Family in policy includes relationships of insured person that are: spouse, children, parents, grandparents, grand children, daughter in law and son in law.
  1. Policy Benefits

Hospitalization Expenses

Policy provides hospitalization benefits for in patient treatment as well as day care treatment in both the plans of policy.

In-patient Expenses includes cost of medical treatment, medical practitioner fees, customary charges and consultant fees. Along with this day care expenses covered are also similar but only applicable after getting written treatment advice from medical expert.

Pre & Post hospitalization Expenses

There is coverage payment for pre as well as post hospitalization under this policy. But there is coverage of 60days for both the plans of policy.

Local Ambulance Charges

In Plan – A local ambulance charges provided are up to Rs. 1,500/- and for Plan – B it is up to Rs. 3000/- only for road ambulance.

Domiciliary Hospitalization

This hospitalization is medical treatment provided at home due to patient’s incapability to get in hospital or lack of transportation facility. For both the plans in policy the 10% of SI with maximum limit of Rs. 50,000/- is offered as domiciliary hospitalization benefit.

Wellness Services

The policy providers offers with added benefit of wellness services like Doctor anytime, free helpline, Health portal advantage at company website under both the plans

Cumulative Bonus

Insured person can get 33.3% increase in basal SI amount for each claim free year and can be extended to 100% maximum under both plans

Accidental Death Cover

Only In Plan – B of policy accidental death cover is included that is up to Rs. 1 Lacs PA for the death of insured person.