atrk
Skip to main content

Get the Best Health Insurance Plan Online in India

Individual

female
male

Family

 

Most Popular Policies of Reliance General Insurance

  • Reliance Private Car Insurance policy
    This comprehensive car insurance plan covers all damages caused to the policyholders' own vehicles as well as damages caused to third party cars.
    Key features of Private Car Insurance policy
    • Free Road side assistance available
    • Only 24 hours TAT for vehicle survey
    • Availability of 8 add-on cover
    • Anywhere Assist App to provide 24X7 roadside assistance
    Buy now
  • Reliance HealthWise Insurance
    This health plan can be availed both as an individual and family floater plan and it offers wide range of protection.
    Key features of HealthWise Insurance Plan
    • Availability of lifelong renewal option
    • Coverage available for pacemakers and various surgical appliances
    • First heart attack is covered
    • Nursing allowance is available for 5 days
    Buy now
  • Reliance Critical Illness Policy
    This policy offers a lump sum amount when policyholders are diagnosed with critical illnesses.
    Key features of Critical Illness Policy
    • Lifelong renewability
    • Coverage available for 10 major critical illness
    • Organ donor's treatment expenses are covered
    • Coverage available for third degree burns
    Buy now
  • Reliance HealthGain Policy
    This health insurance plan can be obtained for individuals and families and the plan comes in two variants; plan A and plan B.
    Key features of HealthGain Policy
    • Lifetime renewal option available
    • Coverage for accidental injuries available in first 30 days
    • Availability of physicians or specialists for consultation
    • Day care and domiciliary treatments are covered
    Buy now

Reliance Critical Illness

The situations of critical illnesses or injuries get oneself indulge in critical financial hardship period of life. These critical illness harness smooth functioning of life and misbalance your finance. To have a smart control over such critical situations the most trusted brand of India Reliance Company offers its valuable customer a “Critical Illness” policy that ensure you financial safety that are required to overcome critical illness. Along with basic benefits policy offers added benefits for life endangering and disabling harms of critical illnesses I person’s life. There are specific critical illnesses that are covered under this policy and offers great range of benefits for customers.

Policy eligibility

Sum Insured

Minimum Entry Age

Maximum Entry Age

5 lakhs

18years

65years

7 lakhs

18years

60years

10 lakhs

18years

55years

Policy features

  • The policy renewal period is life long
  • There is feature of no medical check up required up to the age of 45years added in policy
  • The insured SI is up to 10lakhs
  • Policy duration is for 1year and 3 years
  • There are renewal discount that s 5% for every 1 claim free year and 10% for three claim free years and can be extended up to maximum of 50%
  • Income Tax Benefit is included in policy under 80D section of Income tax Act
  • Policy provides coverage for 10critical illnesses
  • Three options for sum insured in policy that are 5 lakhs, 7 lakhs and 10 lakhs
  • This policy is only designed for single person under one policy

Policy benefits

Section – I

Policy will provide benefits for these mentioned critical illnesses if the insured person survives for more than 30days after disease diagnosis, occurrence or undergoing insurance process.

Critical Diseases

  • Cancer
  • Organ/Bone Marrow Transplant
  • Multiple Sclerosis
  • Critical Burns
  • Aorta Graft surgery

Section – II

Policy benefits are provided in these critical disease situations if the insured person survives 60 days after diagnosis, presence or insurance process of critical disease

  • Heart valve repair or replacement
  • Coma
  • Permanent paralysis of four limbs
  • Total Blindness
  • Kidney Failure

Policy exclusions

There are certain exclusions that are not covered under critical illness policy

  • All pre-existing critical diseases as well as injuries for first time policy
  • Critical disease signs and symptoms occurring within duration of 3months of policy
  • Diagnosis done by any other person gather then registered medical experts
  • Disease formation due to alcohol, tobacco or drug consumption
  • Diseases caused due to critical situations in pregnancy or childbirth
  • Any kind of cosmetic surgery issues or consequences are excluded from policy
  • There is exclusion of critical diseases like sexually transmitted diseases or AIDs
  • Any kind of critical illnesses due to self intended injury or activity
  • Any unlawful activity disease or illness
  • Critical illness due to war/nuclear hazards


Policy SMART 4 – step claim procedure

To make the claim process as smooth as possible the policy makers introduce a 4-step easy claim process under this policy

STEP- I

Just initiate claim process by calling 1800-3009 or writing to Rgicl.Rcarehealth@relainceada.com

STEP – II

Just submit filled up claim form and other details with documents to RCare health

STEP – III

Just wait for RCare approval

STEP – IV

Just get your payment via NEFT

STEP- I

Just initiate claim process by calling 1800-3009 or writing to Rgicl.Rcarehealth@relainceada.com

STEP – II

Just submit filled up claim form and other details with documents to RCare health

STEP – III

Just wait for RCare approval

STEP – IV

Just get your payment via NEFT